A man and his wife own a small business that is failing. They are not pulling in enough money to pay their one employee, so they take a chash andvance to give him his check. With the leftover cash, the struggling entreprenuer upgrades the wireless high speed internet in his home, his wife goes out for a manicure and pedicure, and they each eat out three times that day (as they do most days). This situation makes me wonder - how many people who loose their homes never give up their $200/monthly direct tv bill? I'm willing to bet the percentage isn't very high. Our country is so materialistic, and people try to live so far outside of their financial comfort zone, that people will loose their homes and wish for a bailout before they cut back on spending. Cheap and frugal and negative words in our American culture, and that is sad in a time when being a little thrifty could save homes, and therefore loans, and therefore banks and the people they employ. The mindset of these spending addicts is insulting to those of us who handle our lives responlibly.
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